Use the Emergency Fund!
In the mail yesterday, I received two large (to me) bills. They weren't entirely unexpected but they definitely were not in the budget. One is a doctor's bill for $146 and the other is $460 for the heating bill. We have an oil furnace that needs to be filled every six months of so.The oil company automatically comes and fills it so I never know when it will be filled. I was thinking later in the year but oh well. If you ever buy a house with an oil heater, that should be on the of the first things you update. It's ridiculously expensive. Since we rent our house we don't have the option of switching it out.
After paying $600 on the car on Monday, I'm feeling a little overwhelmed with bills. That's where the emergency fund comes is. At first I was tempted to not use those funds but after further reflection (and an empty checking account) I realized that this was an emergency. Yeah for an emergency fund.
On another note, with the credit card payment yesterday our cc debt is down to $6,628!
posted by Dacouver @ 8:39 AM
4 Comments:
Yeah looks like a good time for emergency funds. :) The bright side of it is that in future, it will encourage you even more to save for emergencies.
Congrats on getting that credit card debt down.
goolbguru - Thanks for the encouragement.
Saw your blog about pal pay shopping - as it is along the same lines I thought I would share this link with you. We were paying far too much for family things like clothes for us and the kids, games consoles inc the new Wii and soon to be PS3, car insurance/home insurance/pet insurance, broadband, mobile phones, landline calls, home and garden items, camping equipment and utilities/loans etc - you name it, we were spending too much on it.
Then a friend of mine recommended a site called www.bargainplace.co.uk. We were able to get cheaper electricity, gas, mobile phone, broadband and loan deals at bargainplace. Thanks to my friend (and the site) I am saving something like £100 a month and can afford an extra holiday abroard each year. Booked of course on www.bargainplace.co.uk. Thanks bargainplace ;-) !!
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